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Freeway Insurance Franchise Opportunities

USA

Established

1987

Franchise Units

500

dollar

Minimum Investment

$150,000

dollar

Franchise Fee

$25,000

dollar

Total Investment Range

$250,000

Home Based

No

Description

Freeway Insurance is one of America’s most trusted and recognized insurance brands, offering a unique franchise opportunity for entrepreneurs looking to enter the fast-growing insurance and financial services sector. Founded on the belief that everyone deserves affordable coverage, Freeway Insurance has built its reputation by helping millions of customers find customized insurance solutions—from auto and home insurance to renters, motorcycle, and business policies.

With over three decades of experience, Freeway Insurance has grown into one of the largest and most successful insurance distribution networks in the country. As a Freeway Insurance franchisee, you’ll be backed by an award-winning brand, proven business model, and strong marketing support designed to help you succeed in your community. Whether you’re a first-time business owner or an experienced entrepreneur, this franchise offers the perfect balance of profitability, scalability, and purpose—helping everyday Americans protect what matters most.

Why Invest in this Franchise?

Freeway Insurance stands out in the multi-billion-dollar insurance industry by offering more than just policies—it provides peace of mind to millions of customers. With strong brand equity, nationwide recognition, and a robust digital platform, franchisees benefit from both walk-in and online leads generated by ongoing marketing campaigns.

Investing in a Freeway Insurance franchise means joining a business that thrives in all economic conditions. Insurance is a necessity, not a luxury, making this model recession-resistant and dependable. Franchise owners gain access to top insurance carriers, competitive commission structures, and recurring revenue streams through renewals and cross-selling opportunities. The company’s long-standing reputation for customer satisfaction and strong operational systems makes Freeway Insurance one of the most profitable and sustainable franchises in the U.S.


Background

Freeway Insurance was founded in 1987 in Huntington Beach, California, with a mission to make insurance accessible and affordable for everyone, regardless of their financial situation or driving history. The brand began as a small local insurance agency and has since evolved into one of America’s largest and most trusted insurance distribution networks, serving millions of customers nationwide.

The company was established by Kelly Turton, who recognized a major gap in the market—many consumers were struggling to find affordable, honest, and easy-to-understand insurance options. What started as a single storefront soon expanded into a multi-state network of offices, driven by a customer-first approach and a strong belief in financial inclusion.

Today, Freeway Insurance operates under the umbrella of Confie, one of the largest privately held insurance brokers in the United States. Through Confie’s backing, Freeway Insurance has access to leading insurance carriers, advanced technology, and a vast operational infrastructure that supports both franchise and corporate-owned units.

The franchise network has grown to include over 500 locations across the United States, with a strong presence in states like California, Texas, Florida, Arizona, Nevada, and Illinois. The brand continues to expand through franchising, allowing passionate entrepreneurs to offer a full suite of insurance services, including auto, home, renters, motorcycle, business, and health insurance.

Freeway Insurance operates within the Insurance & Financial Services industry—one of the most recession-resistant sectors of the U.S. economy. The company has earned its reputation for reliability and integrity by helping customers navigate complex insurance needs with transparency and care.

Over nearly four decades, Freeway Insurance has built a trusted national brand, combining cutting-edge digital tools, in-store convenience, and personalized customer service. Its growth reflects both a strong business model and a deep commitment to serving communities across America.

Key Facts:

  • Founded: 1987

  • Founder: Kelly Turton

  • Headquarters: Huntington Beach, California

  • Parent Company: Confie

  • Industry: Insurance & Financial Services

  • Franchise Units: 500+ across the USA

  • Service Categories: Auto, Home, Renters, Business, Life, Motorcycle Insurance

  • Market Presence: Nationwide coverage with strong regional dominance in Western and Southern U.S.

Freeway Insurance’s success story showcases the power of customer trust, affordability, and innovation—values that continue to fuel its growth in the competitive U.S. insurance market.


Support Training

Freeway Insurance ensures every franchisee receives comprehensive support from day one.

Pre-Launch Support:

  • Assistance with site selection, lease negotiation, and office setup.

  • Help with licensing, regulatory compliance, and insurance carrier onboarding.

  • Grand opening marketing and promotional launch campaigns.

Initial Training:

  • In-depth training covering insurance sales, underwriting, compliance, and customer service.

  • Access to digital systems, CRM tools, and policy management software.

  • Sales and operations workshops to help new owners master Freeway’s business model.

Ongoing Support:

  • Continuous marketing support including local advertising, SEO, and social media campaigns.

  • Access to a dedicated franchise performance coach.

  • Regular webinars, annual conferences, and advanced sales programs.

  • Exclusive partnerships with major insurance providers for competitive pricing and coverage options.

Freeway Insurance’s hands-on approach ensures that every franchisee is equipped with the tools, training, and confidence to grow a profitable business.


Ideal Candidate

The Freeway Insurance franchise opportunity is ideal for driven, community-oriented entrepreneurs who want to build a meaningful business in the financial and insurance services industry. The brand looks for franchisees who are not only business-minded but also passionate about helping individuals and families find affordable, reliable insurance solutions that improve their financial security and peace of mind.


Who Makes an Ideal Freeway Insurance Franchise Owner:

Entrepreneurial Spirit:

Ideal candidates are self-starters with a strong desire to own and grow a business. They are comfortable taking initiative, making decisions, and building a local presence under a trusted national brand.


Customer-Focused Mindset:

Because Freeway Insurance is built around personalized customer service, franchisees should enjoy working directly with people, solving problems, and creating positive experiences that keep clients coming back.


Sales and Business Background (Preferred):

Experience in insurance, finance, retail, or sales management can be beneficial—but it’s not mandatory. Freeway Insurance provides full training and ongoing support, making it possible for motivated individuals from any background to succeed.


Leadership and Team Management Skills:

Franchisees should be comfortable hiring, training, and managing small teams. The ability to inspire and lead employees to deliver excellent service and meet performance targets is essential.


Financial Capability:

To operate a Freeway Insurance franchise, candidates should have a minimum liquid capital of $60,000–$120,000 and a total investment capacity of $150,000–$250,000. This ensures the franchisee can cover startup costs, working capital, and local marketing efforts during the initial growth phase.


Commitment to Compliance and Professionalism:

Given the regulated nature of the insurance industry, franchisees must be committed to maintaining all required state licenses and adhering to compliance standards. A professional approach, attention to detail, and ethical conduct are crucial.


Community Involvement:

Freeway Insurance thrives in local communities where relationships matter. The ideal franchisee is someone who understands their local market, builds connections, and becomes a trusted advisor in their area.


Location Preference:

Freeway Insurance franchises perform best in markets with high population density and vehicle ownership—such as urban and suburban areas across California, Texas, Florida, Arizona, Nevada, and Illinois—but the brand continues expanding nationwide. Franchisees looking for growth potential can target emerging regions where the demand for affordable insurance is on the rise.


In Short:

The perfect Freeway Insurance franchise partner is a motivated, service-driven entrepreneur with the determination to grow a reputable, community-based business. Whether you come from a corporate background, the insurance industry, or are simply looking for a reliable, recession-proof investment, Freeway Insurance offers the training, support, and brand power to help you succeed.


Key Qualities of a Strong Candidate:

  • Entrepreneurial and proactive attitude

  • Strong interpersonal and communication skills

  • Passion for helping customers and building relationships

  • Sales or management experience (preferred, not required)

  • Financially capable and business-savvy

  • Committed to ethical operations and compliance

  • Community-driven and customer-centric approach


Freeway Insurance welcomes franchisees who are ready to take control of their financial future while contributing to a brand that protects and empowers communities nationwide.



Financial Detail

Below is a detailed financial breakdown of the Freeway Insurance franchise opportunity in the USA. These figures represent the estimated startup and operating costs required to open and manage a successful franchise location. Actual costs may vary depending on location, market conditions, and store size.

CategoryEstimated Cost (USD)Description
Initial Franchise Fee$25,000 – $40,000
One-time fee granting the right to operate under the Freeway Insurance brand and access its systems, training, and support.

Total Initial Investment$150,000 – $250,000Estimated overall investment including setup, licensing, and working capital.
Minimum Liquid Capital Required$60,000 – $120,000
Liquid funds needed to qualify and sustain operations during the early stages.

Royalty FeeApproximately 15% of gross commissionsOngoing fee paid to Freeway Insurance for continued brand use, support, and operational systems.
Marketing & Advertising Fund$10,000 – $25,000 (initial)
Budget for local marketing, launch promotions, and digital advertising campaigns.

Leasehold Improvements & Build-Out$20,000 – $60,000Office setup costs including signage, furniture, partitions, and branding materials.
Equipment, Technology & Supplies$10,000 – $25,000
Includes computers, phones, printers, CRM systems, and policy management software.

Licensing, Permits & Insurance$5,000 – $10,000Regulatory and compliance-related expenses (varies by state).
Initial Training & Travel$3,000 – $6,000
Training sessions, travel, and accommodations for franchisee and staff.

Working Capital (3–6 months)$20,000 – $50,000Funds to cover payroll, rent, utilities, and other operating expenses until breakeven.
Average Store Size800 – 1,500 sq. ft.
Standard office space required for customer service and team operations.

Expected ROI20% – 35% annuallyBased on typical franchise performance and revenue mix.
Break-Even Period12 – 18 months
Average timeframe to recover initial investment depending on market performance.

Revenue StreamsAuto, Home, Renters, Business, Motorcycle, Health, Life InsuranceMultiple income channels through policy sales, renewals, and cross-sells.
Franchise Units (Current)500+ across the USA
Established network under the Confie group with nationwide recognition.


Financial Insights

  • Recurring Revenue Model: Freeway Insurance generates steady, predictable income through policy renewals and customer retention.

  • Low Overhead Business: Unlike retail or restaurant franchises, this model requires minimal inventory and manageable staff size.

  • Scalable Growth: Franchisees can expand through multi-unit ownership or by adding new services such as life and health insurance.

  • Recession-Resistant Industry: Insurance remains a necessity regardless of economic conditions, ensuring stability and consistent demand.



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