Established
2004
Franchise Units
1
Minimum Investment
$75,000
Franchise Fee
$40,000
Total Investment Range
$150,000
Home Based
No
Description
Renegade Insurance is a modern, independent insurance agency franchise built for entrepreneurs who want control, scalability, and recurring revenue in a recession-resistant industry. The brand is positioned as a challenger to traditional captive insurance models, empowering franchise owners to represent multiple top-rated carriers instead of being locked into a single provider.
At its core, Renegade Insurance blends relationship-driven sales with technology-enabled operations. Franchise owners focus on building local trust, serving both personal and commercial clients, and growing long-term policy portfolios that generate predictable renewal income year after year. With insurance needs cutting across economic cycles, Renegade Insurance offers a business model designed for stability, scalability, and sustainable cash flow.
The franchise appeals to professionals seeking a professional services business with low overhead, flexible staffing, and the ability to grow from a single-office operation into a multi-agent, multi-territory insurance enterprise.
Why Invest in This Franchise?
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Recession-Resistant Industry – Insurance is a legal and practical necessity, creating consistent demand regardless of economic conditions.
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Independent Carrier Access – Franchisees can offer competitive coverage by working with multiple carriers, increasing close rates and customer retention.
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Recurring Revenue Model – Policy renewals generate ongoing commissions, building equity and long-term income.
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Low Physical Overhead – No retail storefront is required; operations can start lean and scale efficiently.
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Scalable Growth Path – Add producers, expand commercial lines, or acquire additional territories as the book of business grows.
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Local Market Advantage – Community-based agents supported by a national brand and systems.
Background
- Established Year: 2024
- Industry Category: Insurance & Financial Services
- Business Model: Independent insurance agency franchise
- Franchise Active Units: 1
Renegade Insurance was founded with the goal of disrupting the traditional captive insurance agency structure. The leadership team identified a gap in the market for entrepreneurs who wanted the freedom of independence without starting from scratch. By combining centralized carrier relationships, compliance systems, and marketing infrastructure, Renegade Insurance created a franchise platform that lowers entry barriers while preserving ownership control.
Since its launch, the brand has expanded its presence across multiple U.S. markets, serving both personal and commercial insurance clients. The company continues to invest in technology, training, and carrier partnerships to help franchise owners compete effectively with large national brokerages while maintaining a strong local presence.
Support Training
Renegade Insurance offers end-to-end support designed to help franchise owners launch quickly and grow confidently.
Pre-Launch Support
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Licensing guidance and compliance setup
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Carrier appointment assistance
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Territory planning and market analysis
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Office setup (virtual or physical) and systems onboarding
Initial Training
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Insurance fundamentals and product education
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Sales process and consultative selling techniques
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CRM, quoting, and policy management systems
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Regulatory and compliance best practices
Operational Support
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Ongoing access to carrier relationships
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Centralized back-office tools and workflows
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Policy servicing and renewal process support
Marketing & Growth Support
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Brand positioning and local marketing strategies
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Digital marketing guidance and lead generation systems
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Sales scripts, presentations, and client retention tools
Ongoing Support
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Continuous education and advanced training
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Performance coaching and business reviews
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Access to peer network and leadership team
Ideal Candidate
Renegade Insurance is well-suited for individuals who value professionalism, relationship-building, and long-term business growth.
Ideal Candidates Include:
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Entrepreneurs seeking a service-based business with recurring revenue
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Professionals from insurance, finance, sales, or business development backgrounds
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Owners who enjoy consultative selling and client relationships
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Investors looking for scalable growth rather than quick flips
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Individuals comfortable managing agents or producers as the business grows
Key Traits
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Strong communication and trust-building skills
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Willingness to learn insurance products and regulations
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Financial readiness to support initial ramp-up
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Preference for local or regional market ownership
Financial Detail
Estimated investment figures for the USA market.
| Financial Component | Estimated Amount (USD) |
|---|---|
| Total Investment Required | $75,000 – $150,000 |
| Minimum Investment Required | $75,000 |
| Franchise Fee | $40,000 |
| Office & Infrastructure Cost | $5,000 – $20,000 |
| Technology & Systems Setup | $7,500 – $15,000 |
| Initial Marketing Budget | $10,000 – $20,000 |
| Working Capital (3–6 months) | $20,000 – $40,000 |
| Royalty Fees | Percentage of gross commissions |
| Expected ROI | 18 – 30 months |
| Break-Even Timeline | 12 – 24 months |